Accident victims suffer all sorts of injuries – from mild to severe. Even a few bumps and bruises after a fall are considered accident-related injuries, and no innocent victim should have to suffer even minimal injuries such as these. Most accident victims think insurance is there to help, but are often blind sighted when they realize insurance doesn’t cover their specific type of injuries.
Insurance companies exist to protect victims from life’s unexpected accidents. While getting insurance coverage, whether for your health or for your car or vehicle, may seem like the best, most proactive approach to keeping yourself safe, often times accident victims find that insurance doesn’t cover their damages.
Every insured person has limitations to their coverage. Some insurance coverage only provides compensation for a pre-determined financial amount of damage, which is factored into your deductible. But some health insurances refuse to cover certain injuries, which leaves accident victims stranded with no way of paying their medical bills.
What Types of Injuries Will My Insurance Cover?
After a car accident, paying for your medical care can become a confusing and complicated situation. Your insurance and the insurance of the negligent party both come into play after an accident. After an accident, the injured victim is often unsure which insurance coverage they should use to pay medical bills and it may even be unclear whether their own health insurance will cover their accident-related injuries at all.
If you have private health insurance, you should use it to cover the cost of treatment for your injuries. But some health insurance companies discriminate against victims of certain accidents, such as car accidents. Some injured victims have to pay out of pocket for car accident injury expenses, which can quickly lead to medical debt and a tough financial situation.
Every insurance company has different restrictions, so always ask your insurance agent what is and is not included in your policy. Typically, health insurance covers medical treatment for most injuries. Commonly occurring accident injuries include everything from broken bones and limbs, traumatic brain injuries, which result in bruising, torn tissues, bleeding and other physical damage to the brain, and even illnesses like lead or asbestos poisoning. Even 4.7 million dog bites and attacks occur in the United States each year, making the full range of injuries a victim can sustain almost endless.
How Can I Get Relief Paying My Medical Bills After An Accident?
If you have suffered any kind of accident, there is likely a negligent party to blame. With the help of a lawyer, you can file a personal injury lawsuit that holds this party rightly accountable. Your California personal injury attorney will help you form a strong personal injury case that demonstrates the other party’s liability, which in turn may help you receive compensation to help you get back on your feet.
With every personal injury case, the plaintiff has a burden of proof. Generally, the burden of proof describes the standard that a party seeking to prove a fact in court must satisfy to have that fact legally established. In other words, you have to prove before a judge that the other party acted negligently in order to win your case.
When you successfully prove the other party’s negligence with the help of a lawyer, you can get the money you need to pay your medical bills. Many accident victims become stranded after their accident, as they expect their insurance coverage to kick in and cover the cost of at least some of the expenses. But if your insurance does not cover the injuries you have, speaking with a lawyer is the most helpful thing you can do.
How Does A Lawyer Help Me Get Compensation After An Accident?
Every insurance company has different limitations to their coverage. Many insurance companies alter their insurance policies according to the individual, so there is no definite answer to the questions of what injuries your insurance will cover. One of the many benefits of hiring a personal injury lawyer after an accident is that your lawyer will communicate with not just your insurance company, but the other party’s insurance company as well. You can trust that your lawyer will have your best interest at heart at all times – which, unfortunately, you can’t always expect from big insurance companies.
Insurance companies have a bottom line and typically will try their hardest to pay out the least amount of many to an accident victim. At The Accident Network Law Group, we operate differently. You pay no fees unless we win your case, and we offer a free, no-obligation consultation to anyone worrying about paying their medical bills after an accident.
If your insurance does not cover your injury after an accident, call a Riverside personal injury attorney for help. You may be able to file a personal injury lawsuit which provides a settlement that helps you get your life on track, pay your medical bills and treat your injuries. Always remember that after an accident, you have the right to speak with a lawyer and a right to seek compensation for what you have suffered. You should not have to fight alone, and the right lawyer can help.
How Can I Fight Back Against Big Insurance Companies After An Accident?
Going up against big insurance companies can be daunting. When you are injured or ill after an accident, the last thing you should be doing is chasing down your insurer and trying to find answers. With the help of a lawyer, you can stand up to unfair insurance companies and find every possible avenue for the compensation you deserve.
If you have suffered an accident and your insurance company does not cover your injuries, call The Accident Network Law Group as soon as possible. Every accident victim has the right to seek compensation for what they have suffered, and we make it easy to get the answers you need. In your initial consultation, your legal representative will take the time to make sure you feel comfortable and confident every step of the way while providing the direction you need to obtain a settlement.
Schedule a free, no-obligation consultation with The Accident Network Law Group today. We have offices in Costa Mesa and Riverside and are here to help any California accident victim in need.