If you have been hit by a car while you’re out riding a bike, you might be wondering if you can take legal action. Your health insurance will help cover the cost of your medical expenses but, in some cases, car insurance policies can also cover damages like medical expenses and lost wages after accidents that involve a bicycle. This can provide immense financial relief for bicycle accident victims, and many people are unaware of this option.
Generally, for circumstances where even the smallest parts of your life are impacted by an injury sustained in a bicycle accident, our bicycle accident attorneys can seek damages on behalf of the pain and suffering you have gone through, present and future lost wages, and expensive medical bills you have and will continue to accrue. Always speak to a lawyer after a bicycle accident, especially if you’re worried about getting help paying your medical bills.
The insurer of the car that hit you may provide you with some financial relief, in addition to your own car insurance as well. It is important to remember that although insurance policy is different, your car insurance may cover the damages associated with your bicycle accident if certain criteria are met. Even if you’re unsure if you have grounds to file a claim, contact a lawyer, schedule a consultation, and ask them about insurance coverage. It may help you get back on your feet faster after getting hit by a car.
What Do I Need To Prove For My Car Insurance To Cover My Bicycle Accident?
First things first, most car accident insurance policies will check to ensure that at least one car is involved in the crash. If you were riding a bicycle and hit another bicyclist, your insurance policy may do little to help you. But as long as a car is involved, your insurance may help cover some of the associated costs.
Your car insurance also must include protection for personal injuries. Sometimes on your policy, this is referred to as medical pay or med pay. This type of policy extends coverage to the insured person’s physical body, which will come in handy if you suffer an injury on your bicycle. Your lawyer can help you contact your insurance company in order to better understand what your policy covers.
You’ll also need to be able to tie your injuries directly back to the collision with the car. If your injuries are not properly documented, it may be difficult to prove exactly when they happened. Always seek medical care immediately after suffering an accident so you have clear documentation of your injuries after an accident, even if your injuries seem minor.
Additionally, in order to receive compensation, you will need to demonstrate the negligence of the other driver, whether they were texting while driving or driving an uninspected vehicle with bad brakes. In order to prove the driver is at fault, you need to provide evidence that substantiates and proves your claim. This is best handled with the help of an attorney, who can begin building a strong bicycle accident as soon as you give them a call.
How Can I Get Help Paying Medical Bills After A Bicycle Accident?
While every injury is different, oftentimes, a lengthy recovery is needed in order to bounce back from them. During the recovery period after your bicycle accident, you may miss a lot of time off from work, which can result in you losing significant wages. Losing money in your paycheck on top of accruing medical debt can lead to financial hardship in no time.
By hiring a bicycle accident lawyer, you can proactively build a strong personal injury case that demonstrates the negligence of the car that hit you. Your lawyer will collect evidence, contact your insurer and the insurer of the driver, and present before a judge that you deserve to be compensated for your losses. There are many steps necessary to prove to a jury and to your insurer that you’re entitled to compensation. Without the help of a lawyer, it’s easy to make costly mistakes.
Damages are meant to compensate the injured party for their loss. Damages for personal injury may include, but are not limited to, medical expenses. lost wages, and pain and suffering. Without the help of a lawyer, it can be hard to receive the financial compensation you deserve. Insurance companies are quick to hand out small settlements, and when without the knowledge of an attorney, you may settle for much less than you deserve.
If you are concerned about paying medical bills after an accident, schedule a free consultation with The Accident Network Law Group right away. We will address your initial questions and concerns, and you will pay no fees unless we win your case. Even if you believe you may be partially at fault after your accident, don’t settle without speaking to a lawyer first.
Should I Hire An Attorney For A Bicycle Accident In California?
The only way to know what legal options you have for financial relief is to enlist the help of a lawyer. Without knowledge of California state and federal law, bicycle accident victims are often left stranded with no way of knowing their rights. If you’ve been hit by a car while on a bicycle, talk to a lawyer. Your car insurance may help cover the cost of your injuries and, if not, only a lawyer can help find other avenues for relief.
Don’t try to stand up against big insurance companies on your own. All insurers have a bottom line, and will try to pay out the least amount of money that they can. At The Accident Network Law Group, we defend California bicycle accident victims and fight for their right to the financial compensation they deserve.
Not all California personal injury attorneys offer a free consultation to those in need. At The Accident Network Law Group, we never charge for an initial consultation, and you pay no fees unless we win your case. Schedule your free, no-obligation consultation with The Accident Network Law Group today at (951) 291-0976.